Same silk, different placket
This is the golden border jacket with a contrast panel woven into the placket instead of a single-tone border. The silk, the cut and the care are identical. The extra five hundred rupees is loom time, not better material.
Everything in the golden border jacket about why undyed muga behaves the way it does applies here without change.
Which to pick
The contrast weave reads as more formal at a distance, because the placket separates from the body of the jacket. The plain border reads quieter and goes with more. Neither is the better garment.